Thank you for visiting a SAMTI Management, LLC web site, including DigitalKahuna.ai (or any similar redirect purposed links), and DigitalKahuna.ai. You arrived at this Terms & Conditions page from one of the above sites, referred to herein as “this web site”.

The following Terms and Conditions from SAMTI Management, LLC (hereinafter “COMPANY”, “We”, and “Us”) govern your use of the above web sites and apply to your access and use of them.

Last updated: January 5, 2026

This Terms of Service is not legal advice, please consult a lawyer.

AGREEMENT TO TERMS

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and SAMTI Management, LLC ("Company", “we”, “us”, or “our”), concerning your access to and use of the website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”). You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms of Use, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms of Use to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Site is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use this Site. You may not use the Site in a way that would violate the Gramm-Leach-Bliley Act (GLBA).

The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site.

SMS/TEXT MESSAGING TERMS

By providing your phone number and opting in to our messaging program, you consent to receive informational and promotional SMS/text messages from SAMTI Management, LLC.

Opt-Out: You can cancel the SMS service at any time. Simply text "STOP" to the shortcode or number from which you received the message. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

Help: If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or contact us directly at [email protected].

Rates & Frequency: Message frequency varies. Message and data rates may apply for any messages sent to you from us and to us from you. If you have questions about your text plan or data plan, it is best to contact your wireless provider.

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

EARNING AND INCOME DISCLAIMERS

The AI Digital Kahuna Profit system nor SAMTI Management LLC make no guarantees or promises regarding potential earnings, profits, or financial success. Any examples of income or earnings displayed on our platform or shared by affiliates or members are not to be interpreted as typical or guaranteed results.

Users of The AI Digital Kahuna Profit system & (SAMTI Management LLC) are responsible for their own success, actions, and decisions. Any reliance on the tools, systems, or strategies provided by The AI Digital Kahuna is at their own discretion. Your level of success in attaining results depends on factors such as your skill set, effort, and experience, among other variables.

We do not offer financial advice, and individual results may vary. There are no assurances that anyone using the services, resources, or systems provided by The AI Digital Kahuna will achieve specific outcomes or income levels.

If you do not understand or agree with this disclaimer, we strongly advise that you do not sign up or participate in The AI Digital Kahuna Profit Accelerator.

INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.

USER REPRESENTATIONS

By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms of Use; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (6) you will not use the Site for any illegal or unauthorized purpose; and (7) your use of the Site will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).

USER REGISTRATION

You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

REFUND & DISPUTE POLICY

Upon purchase and checking out at the SAMTI Management, LLC website, the purchaser agrees their name submission is a legally binding signature and contract to these terms. Purchaser agrees to a 30-day refund policy. Any dispute attempts or refund requests after 30 days of purchase are not eligible. User agrees any disputes or chargeback attempts for payments after 30 days of purchase will be overturned to SAMTI Management, LLC and agrees/gives consent for their purchasing bank to overturn the chargeback to the winning party (SAMTI Management, LLC). Purchaser agrees they are responsible for canceling their monthly subscription.

PROHIBITED ACTIVITIES

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. As a user of the Site, you agree not to:

Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.

Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.

Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.

Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.

Use any information obtained from the Site in order to harass, abuse, or harm another person.

Make improper use of our support services or submit false reports of abuse or misconduct.

Use the Site in a manner inconsistent with any applicable laws or regulations.

Use the Site to advertise or offer to sell goods and services.

Engage in unauthorized framing of or linking to the Site.

Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.

Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.

Delete the copyright or other proprietary rights notice from any Content.

Attempt to impersonate another user or person or use the username of another user.

Sell or otherwise transfer your profile.

Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).

Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.

Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.

Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.

Copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.

Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.

Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software.

Use a buying agent or purchasing agent to make purchases on the Site.

Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.

Use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any revenue-generating endeavor or commercial enterprise.

SAMTI Management, LLC uses 3rd party email and SMS marketing services.

PAYMENT TERMS

Upon payment you agreed that all payments are final. Because products are delivered in full digitally, we have a no refund policy to protect our digital assets. The user agrees and is fully responsible for cancellation and managing their subscription on time.

For all credit or debit card payments: You hereby consent to having these charges automatically charged to your credit or debit card on the due date. SAMTI Management, LLC is authorized to collect the payment due (in full) by collecting on any/all credit or debit cards that are provided to us by the client. The client may determine which payment method is preferred and the client is responsible for informing SAMTI Management, LLC of this preference at least two (2) business days prior to the payment due date since our payment system may automatically charge one of the cards on file that may not be the client’s preferred payment method.

USER GENERATED CONTRIBUTIONS

The Site may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary.

(Note: Content rules 1-14 regarding intellectual property, harassment, and obscenity remain in full effect as agreed upon in the full length original terms). Any use of the Site in violation of the foregoing violates these Terms of Use and may result in, among other things, termination or suspension of your rights to use the Site.

CONTRIBUTION LICENSE

By posting your Contributions to any part of the Site or making Contributions accessible to the Site by linking your account from the Site to any of your social networking accounts, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.

GUIDELINES FOR REVIEWS

We may provide you areas on the Site to leave reviews or ratings. When posting a review, you must comply with the following criteria: (1) you should have firsthand experience with the person/entity being reviewed; (2) your reviews should not contain offensive profanity, or abusive, racist, offensive, or hate language; (3) your reviews should not contain discriminatory references based on religion, race, gender, national origin, age, marital status, sexual orientation, or disability; (4) your reviews should not contain references to illegal activity; (5) you should not be affiliated with competitors if posting negative reviews; (6) you should not make any conclusions as to the legality of conduct; (7) you may not post any false or misleading statements; and (8) you may not organize a campaign encouraging others to post reviews, whether positive or negative.

MOBILE APPLICATION LICENSE

If you access the Site via a mobile application, then we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the mobile application on wireless electronic devices owned or controlled by you, and to access and use the mobile application on such devices strictly in accordance with the terms and conditions of this mobile application license contained in these Terms of Use.

SOCIAL MEDIA

As part of the functionality of the Site, you may link your account with online accounts you have with third-party service providers (each such account, a “Third-Party Account”) by either: (1) providing your Third-Party Account login information through the Site; or (2) allowing us to access your Third-Party Account, as is permitted under the applicable terms and conditions that govern your use of each Third-Party Account. PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS.

SUBMISSIONS

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site ("Submissions") provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

THIRD-PARTY WEBSITE AND CONTENT

The Site may contain (or you may be sent via the Site) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Site or any Third-Party Content.

SITE MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable any of your Contributions; (4) in our sole discretion and without limitation, remove from the Site or otherwise disable all files and content that are excessive in size; and (5) otherwise manage the Site in a manner designed to protect our rights and property.

PRIVACY POLICY

We care about data privacy and security. Please review our Privacy Policy. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Site is hosted in the United States.

TERM AND TERMINATION

These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON.

MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.

GOVERNING LAW

These Terms of Use and your use of the Site are governed by and construed in accordance with the laws of the State of California applicable to agreements made and to be entirely performed within the state SAMTI Management, LLC is located within, without regard to its conflict of law principles.

DISPUTE RESOLUTION

Informal Negotiations: To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use, the Parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration.

Binding Arbitration: If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute will be finally and exclusively resolved through binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA").

CORRECTIONS

There may be information on the Site that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.

DISCLAIMER

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF.

SAMTI Management, LLC, along with its member(s), manager(s), officers, directors, employees, subsidiaries, affiliates, licensors, service providers, and agents are NOT lawyers, accountants, or financial advisors, and nothing contained on the Website or part of any membership program on the Website is intended to be financial or legal advice. The Company is NOT an investment advisory service, NOT an investment advisor, and does NOT serve as a financial advisor or provide personalized financial advice in any way.

LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER WILL AT ALL TIMES BE LIMITED TO $500.00 USD.

INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Site; (3) breach of these Terms of Use; (4) any breach of your representations and warranties set forth in these Terms of Use; (5) your violation of the rights of a third party; or (6) any overt harmful act toward any other user of the Site.

USER DATA

We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit.

ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing.

MISCELLANEOUS

These Terms of Use and any policies or operating rules posted by us on the Site or in respect to the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision.

CONTACT US

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at [email protected]

DIGITAL KAHUNA PROGRAM TERMS ADDENDUM

(Incorporated by Reference into Website Terms & Conditions)

Last Updated: January 5, 2026

This Program Terms Addendum (“Addendum”) is entered into by and between:

SAMTI Management, LLC d/b/a Digital Kahuna

DigitalKahuna.ai | DigitalKahuna.com

1718 Capitol Ave., Cheyenne, WY 82001

(“Provider,” “Digital Kahuna,” “we,” or “us”)

and the individual or entity completing a purchase through any Digital Kahuna checkout mechanism

(“Client,” “you,” or “your”).

1. Purpose & Incorporation by Reference

This Addendum governs all purchases, enrollments, subscriptions, licenses, and services related to Digital Kahuna’s programs. This Addendum is incorporated by reference into Digital Kahuna’s main Terms & Conditions and applies automatically when you checkout or access any paid Digital Kahuna service. If there is any conflict between this Addendum and the general Terms & Conditions, this Addendum controls.

2. Program Overview & Scope

By purchasing, Client engages Provider to architect, build, deploy, and maintain a Virtual Wellness Empire Build-Out. Services are delivered digitally and may evolve over time as platforms, tools, and strategies change.

3. Program Structure & Commitment

Client acknowledges and agrees that most Digital Kahuna programs include a 30-day initial build phase and a 90-day post-launch support phase. This total 120-day period is a required, non-cancellable implementation phase once work begins. After Day 120, services may continue on a monthly retainer at the service level selected by Client.

4. Fees, Billing & Retainers

Program fees are disclosed at checkout and due in advance. Monthly retainers auto-renew unless canceled with 30 days’ written notice after the initial 120-day period. Advertising spend is not included and is paid directly by Client to third-party platforms. Annual platform fees are billed separately and remain owed once incurred.

5. Advertising, Optimization & Sales Responsibility

Digital Kahuna’s advertising and marketing services are designed to drive qualified traffic and support conversion optimization. No guarantees are made regarding revenue, income, conversion rates, or business outcomes. Results depend on execution, responsiveness, market conditions, and Client participation.

6. AI Systems, Automation & Creative Services

Client understands that Digital Kahuna may deploy AI-powered messaging, follow-up, and scheduling systems. AI outputs are tools, not substitutes for professional judgment, compliance, or client care.

7. ADA Compliance & Tax Credit Disclaimer

Some programs include ADA website accessibility tooling. Digital Kahuna does not provide tax, legal, or accounting advice. Client is responsible for consulting their own tax professional. Tax credits are not guaranteed.

8. Communication Policy

All operational and project communication occurs via Slack or other platforms designated by Provider. Texts, emails, social media messages, or informal channels are not considered official communication.

9. Non-Cancellation, No Refunds & Waiver of Rescission

All sales are final and non-refundable. Client acknowledges that Provider incurs immediate and ongoing real-world costs. Digital Kahuna does not offer refunds for buyer’s remorse, change of plans, subjective dissatisfaction, or lack of participation.

10. Early Termination & Retainer Cancellation

The initial 120-day implementation period is non-cancellable. Early termination during this period results in Client owing 15% of the remaining balance or $1,000 USD (whichever is greater). After Day 120, monthly retainers may be canceled with 30 days’ written notice.

11. Limitation of Liability

To the maximum extent permitted by law, Digital Kahuna’s total liability shall not exceed the total fees paid by Client.

12. Dispute Resolution

All disputes shall be resolved through binding arbitration in the State of California, and not through court litigation, class actions, or jury trials.

13. Acceptance & Binding Agreement

By purchasing any Digital Kahuna product or service, you confirm that you have read and understood this Addendum, you agree to be legally bound by it, and you accept these terms electronically as a binding contract.